Qualification Outline
22/07/2026 10:46 AM AWST
Whilst all efforts are made to provide accurate and timely information from the relevant source/documentation, please be aware that the information supplied may not be the most current version. The accuracy of the detail has not been confirmed by the Department and therefore should not be relied upon without first confirming the contents.
Certificate IV in Finance and Mortgage Broking
Certificate IV in Finance and Mortgage Broking
FNS40821
BHK3
Current
Approved
National Endorsed, State Implementation and Classification
Releases
| Release Version | Release Date | TGA Status | DTWD Status |
|---|---|---|---|
| 2.00 | 15/06/2022 | Current | Approved |
| 1.00 | 27/01/2022 | Replaced | Approved |
Description
This qualification reflects the role of individuals working in finance and mortgage broking. Individuals in these roles apply theoretical and technical knowledge and skills to work autonomously and exercise judgement in completing routine activities relating to mortgage and finance broking.
Licensing, legislative, regulatory or certification considerations
Work functions in the occupational areas where this qualification may be used are subject to regulatory requirements. Relevant regulatory authorities should be consulted to confirm those requirements before applying the qualification.
Schedule
Packaging Rules
Total number of units = twelve (12)- seven (7) core units plus
- five (5) elective units, of which:
- at least three (3) must be from the elective units listed below
- up to two (2) may be from this qualification or any currently endorsed Certificate III or above training package qualification or accredited course.
Elective units must be relevant to the work environment and the qualification, maintain the overall integrity of the AQF alignment, not duplicate the outcome of another unit chosen for the qualification, and contribute to a valid industry-supported vocational outcome.
1. Core Units
All seven (7) units must be completed.
| State Code | National Code | Title | Hours | Type |
|---|---|---|---|---|
| OCZ44 | FNSINC412 | Apply and maintain knowledge of financial products and services | 40 | Unit of competency |
| OBR52 | FNSFMK515 | Comply with financial services regulation and industry codes of practice | 40 | Unit of competency |
| OBR53 | FNSINC411 | Conduct work according to professional practices in the financial services industry | 25 | Unit of competency |
| OCI62 | FNSCUS511 | Develop and maintain professional relationships in financial services industry | 45 | Unit of competency |
| OCZ73 | FNSFMB412 | Identify client needs and present broking options | 35 | Unit of competency |
| OCD50 | BSBPEF501 | Manage personal and professional development | 55 | Unit of competency |
| OCZ69 | FNSFMB411 | Prepare loan applications on behalf of clients | 20 | Unit of competency |
2. Elective Units
Five (5) electives must be completed, with at least three (3) selected from the list below. Please refer to the packaging rules for the full details of available options.
Replaces
| State Code | National Code | Title | Type |
|---|---|---|---|
| BGN4 | FNS40820 | Certificate IV in Finance and Mortgage Broking | Qualification |
No information
Entry Requirements
Nil
Traineeships and Apprenticeships